Best insurance.

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Best insurance.

Unread postby Ash_Williams » 25 Jan 12, 11:44 am

So I'm getting a new Subaru XV-S, and being 19 the insurance is going to be a nasty rip-off.

My parents are currently using Elders I believe for their car/s and I was thinking of them as a viable option. I'll start hunting around more closer to the date that it actually arrives but want to know people's experience with others.
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Re: Best insurance.

Unread postby steve_rogers42 » 25 Jan 12, 12:00 pm

woah i'd be looking at a forrester thats a few years old over the xv-s, namely size and power/weight. xv-s is a compact softroader running on an extended impreza base with the 2.0 ltr dohc from the last gen impreza....

:/

but, QBE are ok, and swann are like the big ones, if its a brand newy make sure your comprehensive is what you want.
jesus new car @ 19... go for it :)
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Re: Best insurance.

Unread postby GoToadGo » 25 Jan 12, 12:07 pm

When I was under 25 and using my Civic Type-R Just Car insurance were pretty damn reasonable, I would look in to them as well. You can adjust your premiums and excess as well as pay monthly if you're so inclined.
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Re: Best insurance.

Unread postby Matty » 25 Jan 12, 12:45 pm

steve_rogers42 wrote:XVS vs Forester


The Forester is just as much a soft roader as the xvs.

When I got my car back in 09 (new Impreza) I went through Just Car. I have recently switched to SGIC due to better deal and insuring the car for what I payed for it.

I haven't had an issue with either TBH. Go for someone with a new car guarantee thing, when in the first 3 years if you have an accident they will replace the car.

Also, don't be surprised about the price, new car @ 19 would attract a fairly large yearly fee.
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Re: Best insurance.

Unread postby Ash_Williams » 25 Jan 12, 2:21 pm

I considered the Forester but I dislike how underpowered they have become in the XT-range which is where I was aiming.

I liked the styling of the XV and its the kinda looking car I would like for longer trips and camping out. I've got a bit of a yearly payrise hence why I'm forking out nearly 40K on a new car. We'll see how it goes as I have yet to test drive and see what I think, just getting quotes at the moment and finance.
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Re: Best insurance.

Unread postby Matty » 25 Jan 12, 2:31 pm

The Forester XT's run a 2.5L turbo.

The XV-s run a significantly less powerful NA 2.0L in a car that I'm assuming will be quite a bit heavier.

The Forester S is even more powerful again.
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Re: Best insurance.

Unread postby Ash_Williams » 25 Jan 12, 2:37 pm

I know what the Forester XT's are like =P I've got a 2007 one thats bloody bonkers to drive (It will outrun a WRX, I did it).

I looked at the XV from a 'practical' perspective and not a "lets get a crazy car and see how fast it goes".
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Re: Best insurance.

Unread postby Matty » 25 Jan 12, 2:43 pm

Ash_Williams wrote: and not a "lets get a crazy car and see how fast it goes".


You mean cars are used for something else other then this? :P
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Re: Best insurance.

Unread postby Ash_Williams » 25 Jan 12, 2:44 pm

Haha, I've got the Forester to do crazy driving with.

Just Car from a basic online quote is around $1300 a year comprehensive.

Will check out QBE and see what they offer.
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Re: Best insurance.

Unread postby steve_rogers42 » 25 Jan 12, 6:45 pm

lol i got a cherokee for camping and 4wding, and the impreza for everything else...

for forrester v xv, as i said xv is impreza e where as forrester is legacy/liberty e base..

Id also be checking out the xtrail, the xv just seems a bit... meh. new impreza's look kinda ok, but i think the new motor is a bit... fuel efficient.
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Re: Best insurance.

Unread postby revengous » 25 Jan 12, 7:59 pm

Matty wrote:
Ash_Williams wrote: and not a "lets get a crazy car and see how fast it goes".


You mean cars are used for something else other then this? :P


when we are restricted to < v8's til 25, yeah cars are used for other than speed.

edit: for topic, could you get the parents to insure it? thats what I did

cept I have to pay it now that im turning 21
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Re: Best insurance.

Unread postby Ash_Williams » 25 Jan 12, 8:47 pm

Its going on my parents insurance now, so they have said. Makes my life a tad easier, hopefully I'll get the chance to go down to the dealer in the next week and see if the XV is going to be a decent enough car. Kinda like how it's shaped and economy over speed is better for me considering its going on a long trip (Adelaide to Melbourne + Sydney) for its first run.
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Re: Best insurance.

Unread postby Ball0fire » 27 Jan 12, 8:13 am

You know that first service is due at 1000 / 1500km right?
From factory they use a **** running in oil

Not recomended to do long constant rev trips within that first 1000km
(If yah gota, make sure you consanty changing revs, put the foot down for a second to really bed those rings in good, otherwise they'll just glaze up and you'll get **** compression / performance)

It will say this in the manual
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Re: Best insurance.

Unread postby Matty » 27 Jan 12, 8:24 am

I can't remember, but I think Subaru recommend you run it in for 5000km, not the normal 1000km like everyone else.

I'll try to find my book.

So yeah, no long trips within that running in stage.
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Re: Best insurance.

Unread postby Ash_Williams » 27 Jan 12, 9:33 am

Just change the oil from stock? Lol. But yeah I've had to do the constant rev thing with the Liberty GT we bought.
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