"Starting today, in order to add to your Battle.net Balance, players will be required to have a Battle.net Authenticator or Battle.net Mobile Authenticator attached to their Battle.net account,” comes the word from Blizzard. As they gear up to the launch of the RMAH, they're locking down their system to make it as watertight and safe as possible, and one of the changes includes mandatory authenticators if you're intending to take payments as Battle.net balance - or if you intend to add funds to your Battle.net balance at all. There is no word on whether an authenticator will be required if payments are being taken to PayPal instead.
Source: http://us.battle.net/d3/en/forum/topic/5594218404#1
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